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Tri Loka, or the “three worlds,” refers to the cosmic realms described in Hinduism, Jainism, and Buddhism. These traditions divide existence into upper, middle, and lower worlds, where beings experience life based on karma and spiritual progress. Hindu texts describe Svarga, Martya, and Patala Lokas; Jain cosmology speaks of Urdhva, Madhya, and Adho Lokas; Buddhism explains Kama, Rupa, and Arupa Lokas. The concept highlights human destiny and the path toward liberation. What is Tri Loka? Explore the three worlds in Hinduism, Jainism, and Buddhism, their cosmic structure, and how karma shapes human destiny and liberation.